TERN PENSION SERVICES, INC.

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QUALIFIED RETIREMENT PLANS
FOR PEOPLE IN BUSINESS

Tern Pension Services, Inc., is a third-party retirement plan administration firm. We design, set up, administer and terminate all qualified retirement plan types, as well as provide consulting and advising services. Most importantly, all of our plans provide flexibility~in plan design, contributions and investment choices. We are not an investment firm; we hold no licenses to sell investment products.

We specialize in personalized one-on-one service that fits your company's distinct needs. Our niche is the closely-held business, family owned and consisting of a relatively small workforce. Our clients take comfort knowing they can concentrate on their business and what they do best ~ while we take care of all the details to administer their company's plan and ensure IRS and Department of Labor compliance.


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  • Plan Design: 401(k), Profit Sharing, Defined Benefit and Custom Drafted Plans
  • Plan Administration
  • Consulting Services
  • Employee Meetings
  • IRS/DOL Reporting
  • Actuarial Services
  • Trust Accounting
  • Loan/Amendment Preparation